فَٱلْيَوْمَ لَا يُؤْخَذُ مِنكُمْ فِدْيَةٌ وَلَا مِنَ ٱلَّذِينَ كَفَرُوا۟ ۚ مَأْوَىٰكُمُ ٱلنَّارُ ۖ هِىَ مَوْلَىٰكُمْ ۖ وَبِئْسَ ٱلْمَصِيرُ
Fa'l-yawma lā yuʾkhadhu minkum fidyatun wa lā mina'lladhīna kafarū; maʾwākumu'n-nār, hiya mawlākum, wa biʾsa'l-maṣīr "Today no ransom will be taken from you, nor from those who denied. Your refuge is the Fire; it is your mawlā. And an evil destination it is!"
Root: ف-د-ي: to rescue by paying a price. From the same root come fidāʾ (a ransom price), fidya, fadāʾ. The price paid for the release of a prisoner of war was named with this word.
That the word should occur in this sūra is meaningful, because from the beginning the sūra has been using an economic language: spending, loan, inheritance, wage, multiplying many times over. And here comes the last term of that same language: ransom.
The sūra says this: there was a time when this language was current, and that time has passed. In this world property could be given and its return multiplied many times over (57/11). Now, even if property is offered, it is not taken.
And note: no ransom is taken not because there is no property. There may be property; but it is no longer of any use. The Qurʾān says this plainly elsewhere: "Even if they had the earth full of gold and offered it as ransom…" (Āl ʿImrān 3/91).
Root: و-ل-ي: to be near, to be adjacent. From the same root come walī (friend, protector), walāya (the bond of mutual protection), mawlā, awlā. The concrete sense of the root is nearness — adjacency in place.
مولى (mawlā) is a wide word in Arabic: master, one who frees a slave, one who has been freed, helper, friend, protector, near kinsman. The sense changes with the context. What is common to them is the presence of a bond.
And in the Qurʾān the word is used overwhelmingly in a favourable context: "God is the mawlā of the believers", "You are our mawlā."
This is an instance of tahakkum (ironic inversion) and is a recognised device in classical rhetoric: a favourable word is used in an unfavourable place and a bitter contrast is produced.
But there is a finer sense as well. Read with the lexical meaning preserved, what emerges is this: a mawlā is the one nearest to a person. And the hypocrite had always sought a nearness in this world — he had stood near the community, had asked to borrow light, had said "were we not with you?"
مأوى — root أ-و-ي: to take refuge, to shelter. A maʾwā is a place of refuge, a shelter. The word carries associations of protection and rest.
مصير — root ص-ي-ر: to turn from one state into another, to arrive. A maṣīr is the place one arrives at or the state one turns into.
Both words carry the same inversion: shelter and destination. Both are normally words that convey peace.
The three words of the verse (maʾwā, mawlā, maṣīr) thus do the same work: refuge, nearness and arrival — the three things a human being looks for — are used of the Fire.